According to the Animal Farm Foundation, your dog can be discriminated against because of breed:
The insurance industry uses arbitrary dog breed lists to deny homeowners and renters insurance coverage and discriminate against insurance consumers.
People are unable to get insurance or must pay a higher premium because the insurance company deems their dog “dangerous” based solely on how it looks. These lists are not based in scientific research, nor are they based on a dog’s individual behavior.
For many, breed restrictions in housing insurance create a terrible choice: having a safe, affordable, and accessible home or separating from a beloved family member.
These restrictions do not simply run the very real risk of separating dogs from owners, they separate and traumatize families.
Check out this helpful website to learn more about this unfair practice and what you can do about it https://dogspeopleandhousinginsurance.org/